On October 1, Medicare patients were FINALLY notified about the huge cutback and the changes to therapy (PT, OT, and ST). The cap actually took effect on January 1, 2012, and some patients will now owe about $24,000!
Effective January 1, 2012, the $1880 therapy cap with an exceptions process applies to services furnished in the following outpatient therapy settings: physical therapists in private practice, physician offices, skilled nursing facilities (Part B), rehabilitation agencies (or ORFs), and comprehensive outpatient rehabilitation facilities (CORFs). In addition, the therapy cap with an exceptions process will apply to hospital outpatient departments no later than October 1, 2012 until the end of 2012. The therapy cap does not apply to critical access hospitals.
NOTE THOSE DATES!
Notification to patients occurred on October 1 -- and not before.
Outpatient therapy in a hospital setting has never before had these caps! Patients have been blindsided.
The cap will be changed for 2013:
Based on the legislation (H.R. 3630, The Middle Class Tax Relief and Job Creation Act of 2012) hospital outpatient settings will be subject to the therapy cap October 1, 2012. Hospitals would no longer be subject to the therapy cap after December 31, 2012.
In the meantime, many seniors are in serious financial trouble.
PS: I know about the above issue because Mr. AOW has been receiving therapy since August 1st -- to the tune of $4000/month. Because Mr. AOW has a Medicare Advantage plan, we are not left holding the bag. In the meantime, of course, some of those therapists are going to get laid off.
Yep! If the words "health care bill" were taken out, how many more bills could be inserted and heer sentence would still work? Dodd-Framk comes to mind.
The truth hurts, doesn't it, Stevie Girl? Everything in that clip was true.
I can give you two sentences that describe the constitution:
"We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. — That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, — That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness."
First they described it, then they did it.
Now get lost. You're out of your league here. Go back to the daily kook and democrap underground where you belong. Seriously, you're not welcome here anymore, so be a gentlelady and leave gracefully.
On the money exactly... Instead of trying to transform America why don't you Liberals (aka: Progressives, Liberals, Democrats, Neo-Marxist) move somewhere already more Progressive than the USA?
Steve as long as I've been coming to this site, I have always seen YOU as the one who has been crying "racism" ! You use that tactic to attack everyone that you can't agree with., and that's just about everyone on the right. We will never solve this horrific issue of racism until the left stops using it as a political weapon to beat the opposition..
Choose which is more important. Your party or your county. This does not take a rocket science to figure. .
Obama isn't used to being challenged and everyone in the media can thank themselves for that. They've followed him like obedient slaves and cleaned up after his mistakes, or refused to cover them. Now Obama folds like a cheap umbrella when Mitt Romney had the the guts to stand up to him, and to challenge him. He's never had to endure any vetting what so ever., let alone a real press conference where he walks out without answering any questions.. He is used to reading pre written speeches by his advisers on th Teleprompter and having the reporters print them as facts. For once, we saw someone give him a taste of his own medicine we didn't see that egomaniac's nose up in the air as if he's better than the rest of us. He is arrogant and I'm glad he was knocked down a few pegs. My hope it that this continues. Let’s see how many excuses he comes up with next time, he has already used, There was a 5,000 ft. altitude. It was Jim Lehrer's fault. It was his anniversary. He mistook the debate for The View and thought that there wouldn’t be any Hard Balls thrown. Romney was a Bully. The dog ate his notes. He keep thinking about where is Big Bird going to go.
Steve, you like so many others in your party have serious mental health problems. You people just can't see the forest through the trees. You believe every lie that Obama makes and eat it up. But worse than that, you think that Romney is lying when he exposes the truth about your hero, Saint Barack. The only reason Obama has a snowball's chance in Hell of winning is the simple fact that he's getting all this great media coverage. It doesn't matter how lousy a president he' has turned out to be. He is getting tons of help from his lap-dog press.
Everything Mitt Romney does is torn to pieces while everything Obama does wrong is ether ignored or trivialized. I'm listening to these asshats on TV talk about the bump Obama received from the phomey employment numbers and they're simply ignoring the elephant in the room. Obama has an unfair advantage when it comes to media coverage. It doesn't matter how good of a case Romney makes for change if he can't overcome the lies and the censorship that is in full effect from the Mainstream Media. And even his wife get this enormous exposure , isn't she on the late night talk show almost nightly? And what does she do? She's out there getting FREE campaigning coverage for Obama from her appearances on The View, the Letterman show and now . she seems to be on the Dr. Ozz show 3 times a week. While Obama's weak performance on the debate won't affect his base at all, even if he was more of an embarrassment than an asset.
Steve, I was alwaysl in favor of the democratic principle that one idiot is as good as one genius, but I draw the line when it comes to your case. You are one of those idiots who just keeps blathering about anything. and don't know when to shut his mouth. .. But you are not alone, think about all the other liberals that are idiots like Jane Fonda, Danny Glover, Alec Baldwin, Barbara Striesand, Joy Behar, Whoopie Goldberg,Chris Mathews, Nancy Pelosi, Have fun with that,
One more nail in the coffin for hospitals. But that is the intention. Before it is over, they will be owned by the government, the majority now ar on the verge of bankruptcy.
Ducky is a leftist and probably means well. Jersey is a leftist and probably means well. Steve would happily volunteer to be a guard at a re-education camp for anyone to his right. There's no room in his world for differing opinions.
Wolfie Boy stevie, you are becoming a bore actually, a broken record of deceit, lies, hatred, bigotry, and ignorance, but you do in fact describe yourself quite well.
Actually Wolfish Boy stevie, it really is time for you to return to your shrine where the ghosts of your empty cranial cavity can worship at your alter of self actualized ignorance.
Oh, and while you're at it you might want to tell your mommy to put up some more padding on the cellar walls because you are nearing the breaking point methinks bucko.
And grow a pair and stop commenting as Anonymous on Shaw's blog, we all know to well who you really are. Besides, I couldn't give a rat's ass about what you run back to tell her.
SF that was really a great video and oh so true. Here is my message to all .. Wake up people. This is OUR moment of truth, we must prevail and get this incompetent, unqualified, inept, affirmative-action, spoiled-brat,, destructive, useless idiot Obama out of office if we do not do so at this time, now we will never again get the opportunity.
Gary Johnson and Jill Stein will debate on NPR.. Why? Who the hell knows why! Third party candidates have an uphill battle, not only because it's virtually impossible for a Third party candidate to get anywhere. But this year Libertarian’s Gary Johnson and the Green Party's Jill Stein will try to fight an uphill battle, Good luck, but neither of you are going to get anywhere, your only throwing money down the toilet. At the end of the day we all know that there's just not enough toilet paper in the world to clean up their crap. But after all is said and done, A clear thinking Libertarian is obligated to vote their conscience. And therefore support Gary,,,,,,,,, What's His Name?
Silver, did it ever occur to you that Blogger is a LEFTIST organization who PAYS people like "Stephanie" and "Liberalvermin" to bedevil sites like yours?
I had a good laugh at this, but then I thought about just how pathetic Obama is and it really wasn't finny but she sure summed it in a nutshell! just how pathetic he really is. Thanks for sharing, I don't think that anyone could argue with anything that she said. She happens to be 100% right.
The biggest problem with "Steve" is that he isn't even clever or creative. A dull-witted, uncreative troll is an insult to trolls that actually give it some effort.
We Right Blogistanis disagree with Left Blogistanis like Shaw, Ducky, Jersey and Jez, but we respect them and even welcome their comments here. We like debate!
Silverfiddle said... "We Right Blogistanis disagree with Left Blogistanis like Shaw, Ducky, Jersey and Jez, but we respect them and even welcome their comments here. We like debate!"
I'm interested why you consider the article, twaddle Silver.
Is it because it pretty effectively demonstrated Obama's right centrism? Makes it tough to call him a Marist and frames the contemporary right as extremists?
Just curious. His audience was certainly liberals who haven't figured out the guy is an empty suit and think we can reconstitute this country (unexceptional though it is) without a vitalized left.
Before "Obamacare," we had a system in which millions and millions of people were uninsured, many of whom could afford insurance but chose to play their luck, while all of whom used hospital ER's to receive easily outpatient medical care, often becoming so ill before finally visiting the hospital as to rack up huge costs, and all of the costs involved would be avoidable with as much national coverage as possible.
Yeah, let's go back to the sleazy con way of providing healthcare to the people.
What a stupid idea.
Make something, anything, actually better for a f'n change, will ya', "conservatives"??? Ever??? Or do we always go back to your imaginary 'good ol' days???
You don't believe uninsured people should be taken to their doctors in stretch limousines?
You'd think seizing federal control of one-sixth of America's large but shrinking GDP to insure 12% of the population mostly against their will should come with a wet bar, something. Saddam Hussein could afford 24kt gold plated AK-47s, after all.
Jersey: You can find people who are hungry and people without homes. Why doesn't the federal government take over the housing and food markets, too?
What you and others on the left fail to realize is that even when Big Daddy Government seizes control, it all still has to be paid for, and the federal government has proven that when it is in control, it costs more.
Some of the smaller health-insurance companies are going out of business as of January 1, 2013. Many of the insureds cannot afford the premiums offered by the companies still remaining.
When I say "cannot afford," I mean that literally. The couples whom I personally know have one member of the couple totally disabled and, in one case, the disabled spouse doesn't even get SSDI. These folks caught in this trap will be forced to "play their luck," even though they had been insured for 30+ years. ObamaCare is destroying employer-based insurance for all except government employers.
A family of two paying $1700+/month is unsustainable.
Mr. AOW and I were paying $1000/month for coverage with a high deductible and zero prescription coverage.
Then Mr. AOW got Medicare -- after the required 30-month wait following the qualifying event which left Mr. AOW totally disabled (He is under age 65). Now our total monthly premium = $400, my policy as I stated above and Mr. AOW's with full coverage as provided by Medicare Advantage. Of course, such Medicare coverage does have several limitations -- and one helluva lot of jumping through hoop after hoop. Furthermore, contrary to what many think, Medicare does have deductibles and isn't gold-plated health coverage.
BTW, during that 30-month wait that I mentioned above, we spent about $50,000 for Mr. AOW's health care and health-insurance premiums. How did we afford that? () inherited some cash and this house from Dad's estate, (2) we live in an old house with few amenities, (3) we never took any luxury vacations, (4) we drove old cars that Mr. AOW fixed up, and (5) we are frugal people by nature. But that 30 months was a bitch! It's no wonder that I gained weight; I was eating cheap junk food so that Mr. AOW could have proper nutrition.
Wyndham Lewis was a right winger, duckman. Best not offer too much praise lest the public discover just how talentless their Leftist counterparts truely were. ;)
My friend's brother in law had to hold several charity events at our local VFW to pay for his wife's surgeries. After he was forced to sell his house to pay for treatments, the insurance companies decided she was not 'survivable' and cut off treatments. She died.
Obama prevents this, you shortsighted stupid little effers.
No one is saying the health care system works well. It doesn't, as your story proves.
Obama will not prevent this. What he is doing is putting insurance companies out of business and increasing access without having to pay for it, which will create scarcity, as it has everywhere else the government controls it.
So in the future, you won't get treatment because you're standing in line. All the charity money in the world won't fix that.
That's it, all right.
ReplyDeleteObamaCare is one helluva scam.
On October 1, Medicare patients were FINALLY notified about the huge cutback and the changes to therapy (PT, OT, and ST). The cap actually took effect on January 1, 2012, and some patients will now owe about $24,000!
From this source:
Effective January 1, 2012, the $1880 therapy cap with an exceptions process applies to services furnished in the following outpatient therapy settings: physical therapists in private practice, physician offices, skilled nursing facilities (Part B), rehabilitation agencies (or ORFs), and comprehensive outpatient rehabilitation facilities (CORFs). In addition, the therapy cap with an exceptions process will apply to hospital outpatient departments no later than October 1, 2012 until the end of 2012. The therapy cap does not apply to critical access hospitals.
NOTE THOSE DATES!
Notification to patients occurred on October 1 -- and not before.
Outpatient therapy in a hospital setting has never before had these caps! Patients have been blindsided.
The cap will be changed for 2013:
Based on the legislation (H.R. 3630, The Middle Class Tax Relief and Job Creation Act of 2012) hospital outpatient settings will be subject to the therapy cap October 1, 2012. Hospitals would no longer be subject to the therapy cap after December 31, 2012.
In the meantime, many seniors are in serious financial trouble.
PS: I know about the above issue because Mr. AOW has been receiving therapy since August 1st -- to the tune of $4000/month. Because Mr. AOW has a Medicare Advantage plan, we are not left holding the bag. In the meantime, of course, some of those therapists are going to get laid off.
Yep! If the words "health care bill" were taken out, how many more bills could be inserted and heer sentence would still work? Dodd-Framk comes to mind.
ReplyDeleteThe truth hurts, doesn't it, Stevie Girl? Everything in that clip was true.
ReplyDeleteI can give you two sentences that describe the constitution:
"We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. — That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed, — That whenever any Form of Government becomes destructive of these ends, it is the Right of the People to alter or to abolish it, and to institute new Government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Safety and Happiness."
First they described it, then they did it.
Now get lost. You're out of your league here. Go back to the daily kook and democrap underground where you belong. Seriously, you're not welcome here anymore, so be a gentlelady and leave gracefully.
On the money exactly...
ReplyDeleteInstead of trying to transform America why don't you Liberals (aka: Progressives, Liberals, Democrats, Neo-Marxist) move somewhere already more Progressive than the USA?
ReplyDeleteSteve as long as I've been coming to this site, I have always seen YOU as the one who has been crying "racism" ! You use that tactic to attack everyone that you can't agree with., and that's just about everyone on the right.
We will never solve this horrific issue of racism until the left stops using it as a political weapon to beat the opposition..
Choose which is more important. Your party or your county. This does not take a rocket science to figure. .
I'm gonna let 'em stand, Stevie Girl.
ReplyDeleteWe let you post here because you provide comic relief.
Your lack of logic is amusing. So, I'm a racist spewing hate, but deleting your comments can hide that "truth?"
Typical Obama voter.
I can describe Obamacare more than adequately in one, single word:
ReplyDeleteEVIL
~ FreeThinke
Lying liars and the lying lies they lie about...
ReplyDeletePlease leave and do not come back.
Obama isn't used to being challenged and everyone in the media can thank themselves for that. They've followed him like obedient slaves and cleaned up after his mistakes, or refused to cover them. Now Obama folds like a cheap umbrella when Mitt Romney had the the guts to stand up to him, and to challenge him. He's never had to endure any vetting what so ever., let alone a real press conference where he walks out without answering any questions.. He is used to reading pre written speeches by his advisers on th Teleprompter and having the reporters print them as facts.
ReplyDeleteFor once, we saw someone give him a taste of his own medicine we didn't see that egomaniac's nose up in the air as if he's better than the rest of us. He is arrogant and I'm glad he was knocked down a few pegs. My hope it that this continues.
Let’s see how many excuses he comes up with next time, he has already used,
There was a 5,000 ft. altitude.
It was Jim Lehrer's fault.
It was his anniversary.
He mistook the debate for The View and thought that there wouldn’t be any Hard Balls thrown.
Romney was a Bully.
The dog ate his notes.
He keep thinking about where is Big Bird going to go.
Personally, I think it's important to PETITION BlOGGER to call in TERMINIX so that we could have the power to eliminate site vermin at will.
ReplyDeleteWho needs the moral equivalent of an infestation of fleas, ticks and lice?
~ FT
FT: What upsets me about Blooger is that the 'Spam' button is useless. I don't know why they put it there. It does not work.
ReplyDeleteSteve, you like so many others in your party have serious mental health problems. You people just can't see the forest through the trees.
ReplyDeleteYou believe every lie that Obama makes and eat it up. But worse than that, you think that Romney is lying when he exposes the truth about your hero, Saint Barack.
The only reason Obama has a snowball's chance in Hell of winning is the simple fact that he's getting all this great media coverage. It doesn't matter how lousy a president he' has turned out to be. He is getting tons of help from his lap-dog press.
Everything Mitt Romney does is torn to pieces while everything Obama does wrong is ether ignored or trivialized. I'm listening to these asshats on TV talk about the bump Obama received from the phomey employment numbers and they're simply ignoring the elephant in the room. Obama has an unfair advantage when it comes to media coverage. It doesn't matter how good of a case Romney makes for change if he can't overcome the lies and the censorship that is in full effect from the Mainstream Media.
And even his wife get this enormous exposure , isn't she on the late night talk show almost nightly? And what does she do? She's out there getting FREE campaigning coverage for Obama from her appearances on The View, the Letterman show and now . she seems to be on the Dr. Ozz show 3 times a week.
While Obama's weak performance on the debate won't affect his base at all, even if he was more of an embarrassment than an asset.
Sterie BOY, why don't you go to your Progressive friend's blog and infest them all with your fleas, ticks and lice?
ReplyDeleteYou seem to fit in perfectly there.
Yeah, pShaw would NEVER delete the truth...
ReplyDelete...unless it were a scandal involving a Democrat.
Ah, pShaw a fine word indeed..
ReplyDeleteAn expression of boredom,annoyance, irritation, disapproval, contempt, to express disgust and the tingle up my leg goes on and on...
Steve: Please leave. You are not welcome here.
ReplyDeleteSteve, I was alwaysl in favor of the democratic principle that one idiot is as good as one genius, but I draw the line when it comes to your case. You are one of those idiots who just keeps blathering about anything. and don't know when to shut his mouth. ..
ReplyDeleteBut you are not alone, think about all the other liberals that are idiots like Jane Fonda, Danny Glover, Alec Baldwin, Barbara Striesand, Joy Behar, Whoopie Goldberg,Chris Mathews, Nancy Pelosi, Have fun with that,
What part of " get the heck out" can't you understand?
ReplyDeleteOne more nail in the coffin for hospitals. But that is the intention. Before it is over, they will be owned by the government, the majority now ar on the verge of bankruptcy.
ReplyDelete"true" facts...
ReplyDeleteAs Nietzsche would say, the criterion of "truth" is whatever makes you feel more powerful.
...one gooses "truth" is "gravy" for the gander.
ReplyDeleteThe sentence is clever, but impotent when spoken from behind a podium decorated with the political signage of the author of Obamacare.
ReplyDeleteSteve, accusations do not equate to facts, of course, simple emotions for simple minds does seem to apply to your rants.
ReplyDeleteI have to agree with SF, you don't bring anything cogent to the discussion.
@ Steve
ReplyDeleteThey only thing you regularly expose here is your ill mannered moronic mentality.
Steve is a leftist, and probably means well.
ReplyDeleteIt is not his fault, per se, that leftism is more often than not indistinguishable from blithering idiocy.
Ducky is a leftist and probably means well. Jersey is a leftist and probably means well. Steve would happily volunteer to be a guard at a re-education camp for anyone to his right. There's no room in his world for differing opinions.
ReplyDeleteWolfie Boy stevie, you are becoming a bore actually, a broken record of deceit, lies, hatred, bigotry, and ignorance, but you do in fact describe yourself quite well.
ReplyDeleteActually Wolfish Boy stevie, it really is time for you to return to your shrine where the ghosts of your empty cranial cavity can worship at your alter of self actualized ignorance.
Oh, and while you're at it you might want to tell your mommy to put up some more padding on the cellar walls because you are nearing the breaking point methinks bucko.
And grow a pair and stop commenting as Anonymous on Shaw's blog, we all know to well who you really are.
ReplyDeleteBesides, I couldn't give a rat's ass about what you run back to tell her.
SF that was really a great video and oh so true.
ReplyDeleteHere is my message to all ..
Wake up people. This is OUR moment of truth, we must prevail and get this incompetent, unqualified, inept, affirmative-action, spoiled-brat,, destructive, useless idiot Obama out of office if we do not do so at this time, now we will never again get the opportunity.
Gary Johnson and Jill Stein will debate on NPR.. Why? Who the hell knows why! Third party candidates have an uphill battle, not only because it's virtually impossible for a Third party candidate to get anywhere.
ReplyDeleteBut this year Libertarian’s Gary Johnson and the Green Party's Jill Stein will try to fight an uphill battle, Good luck, but neither of you are going to get anywhere, your only throwing money down the toilet. At the end of the day we all know that there's just not enough toilet paper in the world to clean up their crap.
But after all is said and done, A clear thinking Libertarian is obligated to vote their conscience. And therefore support Gary,,,,,,,,, What's His Name?
A stray thought:
ReplyDeleteSilver, did it ever occur to you that Blogger is a LEFTIST organization who PAYS people like "Stephanie" and "Liberalvermin" to bedevil sites like yours?
I'm only HALF kidding.
I wouldn't put ANYTHG past the left.
~ FT
BTW, that woman in the video is sheer delight -- really terrific -- and FUN.
ReplyDeleteNaturally, she doesn't stand a Chinamans' Chance of winning a senate seat in ILL-a-NOISE.
~ FT
I had a good laugh at this, but then I thought about just how pathetic Obama is and it really wasn't finny but she sure summed it in a nutshell! just how pathetic he really is.
ReplyDeleteThanks for sharing, I don't think that anyone could argue with anything that she said. She happens to be 100% right.
The biggest problem with "Steve" is that he isn't even clever or creative. A dull-witted, uncreative troll is an insult to trolls that actually give it some effort.
ReplyDeleteYou mean DROLL TROLLS, don't you, Naziuo?
ReplyDelete~ FT
Natsuo and Viburnum:
ReplyDeleteGreat points.
We Right Blogistanis disagree with Left Blogistanis like Shaw, Ducky, Jersey and Jez, but we respect them and even welcome their comments here. We like debate!
Silverfiddle said...
ReplyDelete"We Right Blogistanis disagree with Left Blogistanis like Shaw, Ducky, Jersey and Jez, but we respect them and even welcome their comments here. We like debate!"
I say Screw em all!
Terrific article on the Black Bush
ReplyDeleteMight help conservatives understand why so many on the left consider it deranged to call this clown progressive.
Silver,I forgot to mention, great post. Thanks for exposing me to this refreshing and well adjusted citizen politician.
ReplyDeleteRomneySkull could and should take a few pointers from her.
Natsuo, you are one of the least creative Farmer personality.
ReplyDeleteBring back Joe Conservative. At least the colors of his avatar were bearable.
Ducky: I can personally attest to Natsuo's genuineness. He is not farmer.
ReplyDeleteAnd although I said I respect your right to express yourself, I still think you are full of it. that link you gave us was pure liberal twaddle.
Way too much navel gazing and pseudo-intellectual masturbation and goes on on the left.
I'm interested why you consider the article, twaddle Silver.
ReplyDeleteIs it because it pretty effectively demonstrated Obama's right centrism?
Makes it tough to call him a Marist and frames the contemporary right as extremists?
Just curious. His audience was certainly liberals who haven't figured out the guy is an empty suit and think we can reconstitute this country (unexceptional though it is) without a vitalized left.
Typical twaddle, Ducky.
ReplyDeleteThe democrat is never liberal enough for the true believers, and the repub is never conservative enough either...
Ho hum...
I don't call Obama a marxist, I call him a crony crapitalist statist.
Here's a sentence for you, Silver:
ReplyDeleteBefore "Obamacare," we had a system in which millions and millions of people were uninsured, many of whom could afford insurance but chose to play their luck, while all of whom used hospital ER's to receive easily outpatient medical care, often becoming so ill before finally visiting the hospital as to rack up huge costs, and all of the costs involved would be avoidable with as much national coverage as possible.
Yeah, let's go back to the sleazy con way of providing healthcare to the people.
What a stupid idea.
Make something, anything, actually better for a f'n change, will ya', "conservatives"??? Ever??? Or do we always go back to your imaginary 'good ol' days???
JMJ
JMJ,
ReplyDeleteYou don't believe uninsured people should be taken to their doctors in stretch limousines?
You'd think seizing federal control of one-sixth of America's large but shrinking GDP to insure 12% of the population mostly against their will should come with a wet bar, something. Saddam Hussein could afford 24kt gold plated AK-47s, after all.
Jersey: You can find people who are hungry and people without homes. Why doesn't the federal government take over the housing and food markets, too?
ReplyDeleteWhat you and others on the left fail to realize is that even when Big Daddy Government seizes control, it all still has to be paid for, and the federal government has proven that when it is in control, it costs more.
Some of the smaller health-insurance companies are going out of business as of January 1, 2013. Many of the insureds cannot afford the premiums offered by the companies still remaining.
ReplyDeleteWhen I say "cannot afford," I mean that literally. The couples whom I personally know have one member of the couple totally disabled and, in one case, the disabled spouse doesn't even get SSDI. These folks caught in this trap will be forced to "play their luck," even though they had been insured for 30+ years. ObamaCare is destroying employer-based insurance for all except government employers.
A family of two paying $1700+/month is unsustainable.
Mr. AOW and I were paying $1000/month for coverage with a high deductible and zero prescription coverage.
ReplyDeleteThen Mr. AOW got Medicare -- after the required 30-month wait following the qualifying event which left Mr. AOW totally disabled (He is under age 65). Now our total monthly premium = $400, my policy as I stated above and Mr. AOW's with full coverage as provided by Medicare Advantage. Of course, such Medicare coverage does have several limitations -- and one helluva lot of jumping through hoop after hoop. Furthermore, contrary to what many think, Medicare does have deductibles and isn't gold-plated health coverage.
BTW, during that 30-month wait that I mentioned above, we spent about $50,000 for Mr. AOW's health care and health-insurance premiums. How did we afford that? () inherited some cash and this house from Dad's estate, (2) we live in an old house with few amenities, (3) we never took any luxury vacations, (4) we drove old cars that Mr. AOW fixed up, and (5) we are frugal people by nature. But that 30 months was a bitch! It's no wonder that I gained weight; I was eating cheap junk food so that Mr. AOW could have proper nutrition.
"Surrounded by celebrities, Obama acknowledges poor debate performance"
ReplyDeleteWhen is the rock star going to apologize to the middle class and small businesses for taking away their dream.
If you dream it, he will tax it.
At least the colors of his avatar were bearable.
ReplyDeleteWyndham Lewis was a right winger, duckman. Best not offer too much praise lest the public discover just how talentless their Leftist counterparts truely were. ;)
One (or two) sentence(s):
ReplyDeleteMy friend's brother in law had to hold several charity events at our local VFW to pay for his wife's surgeries. After he was forced to sell his house to pay for treatments, the insurance companies decided she was not 'survivable' and cut off treatments. She died.
Obama prevents this, you shortsighted stupid little effers.
No one is saying the health care system works well. It doesn't, as your story proves.
ReplyDeleteObama will not prevent this. What he is doing is putting insurance companies out of business and increasing access without having to pay for it, which will create scarcity, as it has everywhere else the government controls it.
So in the future, you won't get treatment because you're standing in line. All the charity money in the world won't fix that.
Jesus, SF, you ARE full of shit.
ReplyDelete